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Who Qualifies?

I think we qualify for debt consolidation

Depending on the particular program, anyone who has accumulated financial debt and continues to fall behind on his or her monthly payments qualifies to enter a debt consolidation program. The amount of actual debt plays no role in determining whether or not you qualify although some agencies require a minimum amount of debt to be eligible for their debt consolidation programs. What does matter is your inability to meet monthly payment deadlines on your unsecured debts such as credit cards, utility bills, automobile payments, etc. Most debt relief agencies, private or non-profit, also require that you show proof of employment.

How To Apply

To apply for a debt consolidation program, simply contact us. You can call us toll free at 1-888-777-2120

How Does It Work?

As the name suggests, a debt consolidation program works by consolidating or "lumping together" all of your unsecured debts into one lump sum. By working with your creditors, a debt consolidation company helps to reduce the interest rate on your debts, potentially saving you hundreds or thousands of dollars on interest and reducing the amount of time needed to get out of debt. Put simply, instead of having to pay the interest on several different monthly payments, debt consolidation allows you to make one single monthly payment that goes towards repaying all of your debts as you work towards regaining your financial freedom.

People from all walks of life get into debt

Advantages

By negotiating the lowest possible interest rates with your creditors and significantly reducing the amount of time needed to repay your debts, a debt consolidation program is the responsible way to avoid filing for bankruptcy (Bankruptcy) and working your way back to a financially secure future.








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